Scam OTP scams: 'I sent my OTP to you by mistake'
No bank, company, officer or friend needs your OTP over a call or chat. If someone asks, it's a scam.
Test yourself: how many would you spot?Rohit (College)
Bhai ek 6-digit code galti se tere number pe aa gaya, forward kar de na please, urgent hai
SCAM
How it works
- A caller or a hacked friend asks for a 'wrong' OTP or code.
- It's actually the code for your bank, UPI or WhatsApp.
- Once shared, they take over the account and use it against your contacts.
Red flags
- Anyone asking for an OTP, PIN or CVV
- 'Sent by mistake' or 'urgent' stories
- An OTP message that says 'do not share', and someone asks anyway
Stay safe
- Use an OTP only for something you started yourself
- Turn on WhatsApp two-step verification (Settings → Account)
- If a friend asks for a code, call them first
Already happened? Act fast
- Call 1930National Cyber Crime Helpline. The sooner you call, the better the chance of stopping the money.
- cybercrime.gov.inFile an online complaint. Keep screenshots and transaction IDs.
- Call your bankUse the number on your card to block cards, UPI or the account.
- Report on ChakshuReport fraud calls, SMS and WhatsApp messages at sancharsaathi.gov.in.
Questions
Can a bank ask for my OTP on a call?
Never. Banks, RBI and companies never ask for OTP, PIN or CVV on calls or chats.
I shared my WhatsApp code. What now?
Re-register WhatsApp on your number, turn on two-step verification, and warn your contacts to ignore messages from you.