Scam Instant loan app scams and blackmail
Borrow only from banks and RBI-regulated lenders. Illegal apps harvest your contacts and photos to blackmail you.
Test yourself: how many would you spot?+91 7XXXX X8032
Your loan is overdue. Pay ₹18,500 in 2 hours or we will send your morphed photos to all your contacts.
SCAM
How it works
- An app offers instant money with no documents.
- It demands access to contacts, photos and SMS.
- Huge 'fees' follow, then threats and morphed photos sent to your contacts.
Red flags
- 'No documents, no CIBIL' instant approval
- Apps asking for contacts and gallery access
- Loans shared as APK files
Stay safe
- Check the lender is a bank or RBI-regulated entity
- Don't pay blackmailers: report at cybercrime.gov.in
- Complain about illegal lenders on RBI's Sachet portal (sachet.rbi.org.in)
Already happened? Act fast
- Call 1930National Cyber Crime Helpline. The sooner you call, the better the chance of stopping the money.
- cybercrime.gov.inFile an online complaint. Keep screenshots and transaction IDs.
- Call your bankUse the number on your card to block cards, UPI or the account.
- Report on ChakshuReport fraud calls, SMS and WhatsApp messages at sancharsaathi.gov.in.
Questions
A loan app is threatening me. Should I pay?
No. Paying invites more demands. Report it at cybercrime.gov.in or 1930, and warn your contacts.